Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

7/30/2008

Things I Have Accomplished In the Last 48 Hours; Or, Get Me Off This Crazy Train Called Moving Across the Country

The following things happened between yesterday morning and right this second, giving me official cause to tell this move to "bring it, sucka" because I am knocking shit out of the proverbial park.

1. I have a place to live in New York City. Repeat: I have a place to live in New York City. I had to somewhat let go of my ideal Upper West Side quaint studio scenario in a move that is, in the end, totally, mind-blowingly convenient. I'll be four blocks from school, a ten minute walk from the Fairway, and a few blocks from the 1 line which runs from the top to the bottom of Manhattan. Fully furnished. Sigh. And Olive will have a playmate! Deposit sent. Lease in the mail.

2. I have initiated email introductions with two of my new roommates. A teacher, a poly sci grad student and me. Quite the serendipitous combo?

3. Student loans are finalized. Repeat: student loans are finalized!!! Yes!!! And in an odd turn of events, I think I'll actually be acquiring less debt than I would had I stayed in Seattle and done the full-time MPA program at UW. I mean, there are many reasons why that would have been a disastrous choice regardless, but whatever, conscience cleared.

4. "Cat Business" ... I'm lumping this into one because holy hell moving across the country with a cat is an ordeal. But, Olive officially has a vet visit in which I will pay a doctor $80 to look at my cat for five minutes and give me some sort of State-approved certificate that says she's healthy and can travel on a plane. I also managed to track down the Jet Blue-approved pet carrier at Mud Bay and am picking it up after work today. Also, there will be cat valium. Which hopefully doubles as people valium.

5. Discovering that my Columbia ID gets me into most every museum in the city for free. While one R. Matthews pointed out that the museums are all mostly "by donation" anyway, what jerk actually has ever demanded a ticket without paying? I don't have the balls. And now, I don't have to!

6. I have a plane ticket. I have a plane ticket. I have a plane ticket. On August 22nd, 2008 at 11:59 p.m. I will leave the Pacific Northwest from whence* I entered: Portland, Oregon. What? Your mind is blown in the fluidity of that Circle of Life connection I just made there? I think I just gagged.

7. Lost most, if not all, humility. I'M GOING TO NEW YORK CITY IN 23 DAYS! YEAAAAAAAYYYYYYY! Humility be damned!

Siiiigh.

*I know this is technically redundant, but "I will leave the Pacific Northwest whence I entered it" just doesn't sound right so bite me.

7/23/2008

Sucka punch!

So, I'm starting to believe that yesterday, instead of having my two grossly impacted wisdom teeth removed, I actually paid the oral surgeon $500 to sock me in the grill for an hour. Do my teeth and gums hurt? Not a bit. Does my jaw feel like it has been broken into a million pieces? Yes. Case closed.

Of course, I don't actually know what happened during that hour, under the influence of some amazing amnesic drugs. What I can tell you, however, is that I know I sat down in that chair listening to the latest "This American Life" and later found my ipod halfway through the Frightened Rabbit album. Obviously conscious sedation is no match for impeccable musical taste, suckas!

Other than being absolutely bored out of my brain and asymmetrically swollen-faced, I have no complaints. I just realized I CAN eat my favorite Ginger Cat cookies if I left them turn to mush in my mouth first. My day is made! Small victories!

7/08/2008

In which Katie spends her Tuesday getting screwed over by a dental professional, Vol. 2

For about eight hours today, I was having one of those days, unique to your mid-twenties, when you feel a rush of excitement that you're finally in control of your financial life, finally independent, able to fully support yourself. It feels good! It feels amazing to realize that I'm moving to New York City, and I'm paying for the whole damn thing! I can actually do this and it's weird and it's awesome.

What I've lost this past week in terms of appetite and dignity, I've certainly made up for in productivity. By noon, I had hashed out a budget with a loan counselor at school and discovered I need to borrow $10k less than I thought; finalized my move-out with my landlord; emailed 6 potential roommates; and rented a 14' U-Haul for next week's move. That shit? I was knocking it out of the park.

By the time 2:00 rolled around, I was walking into the Medical/Dental Building downtown with an extra spring in the old step, nearly no longer terrified of meeting the oral surgeon to talk about my wisdom teeth (RIP). I actually thought to myself "It feels kind of good to pay for my own dental bills."

I'll just put my pansy self right out there: the thought of having my wisdom teeth out terrifies me, for totally irrational reasons. I don't want to be put to sleep. I don't take pain medication. I have major anxiety about not having control of my faculties and having people all up in my grill freaks me out. I'm a wimp. Case closed. That's where I'm coming from.

So when this surgeon comes into the room, throws my xray up on the computer screen and starts barking to her assistant about sinus cavities and bones and nerves and "complications" and then molesting my mouth with her finger, I start to lose it.

Of course, because I'm already effing terrified, I'm told I have a "very complicated case" and she will "absolutely not do this without general anesthesia" and something about bacteria rotting my face and my lower lip tingling for life. I cry. This encourages her to go soft on her Pro-Anethesia stance and agree to do some sort of heavy sedation shit. Fine. Whatever. Get it over with. I hate you.

And then comes the bill. I had talked to friends about this and everyone said "Eh, couple hundred bucks, don't worry about it." So I was, naturally, expecting to pay $500 max. Fine. Whatever. Get it over with. I hate you. I'm handed the bill and .... $3,100. That's right, $3,100. I burst into tears.

Granted, my insurance will pay for some, but I'm still left with a big, whopping $1,700 to cover, out of pocket. Oh, the fucking irony.

So I'm trying to weigh my options at the front desk when I say something to the effect of "I just, today, signed $40k in student loans. I'm not putting this on credit. I'm moving to New York in one month, this is ridiculous." And the office manager says, apparently trying to console me (?), "Oh, where are you going to school? ... Columbia! Don't worry honey, you'll have plenty of money later." What the fuck? Who says that? I'm not going to med school, or law school, honey. I'm going into debt so that I can work at a non-profit. It's awesome and I can't wait and I wouldn't have it any other way, but don't tell me to buck up and take it, don't give me that "Oh please, stop overreacting" look, because you assume I'm going to have loads of expendable income in the future. Was I just reverse-discriminated against? It was weird.

My solution is, I'm just pulling two teeth. The easy ones. The one with a cavity and it's sister. The others can wait.

And of course, because I'm a worrier, this immediately made me think of the millions of people who don't have dental insurance. How the hell do they pay for this stuff? And of course, those who don't have insurance, probably aren't those who can suck up a $3,100 bill, and probably aren't the ones who can take a week off of work to recoup. And those health problems just get worse, and lead to other things that can't be treated. Ugh. It makes my gut hurt just thinking about it. It's all cyclical.

Though I'm finding some solace in the fact that this Tuesday I can say, it's just business. Not personal.

*I saw this poster next to Animals on 12th this morning as I was walking to work ... I thought it fitting.

6/05/2008

Help Me Avoid NYC Hobo-dom

Friends, friends, friends:

I am headed to NYC for school at the end of August, and I am going to go ahead and exhaust all possible avenues to find housing. This is where you maybe come in.

Know of anyone who is looking to sub-let an apt on the Upper West Side for a year (last week of August 2008 - Early/Mid-Summer-ish-maybe 2009)??? And/or anyone who is sane and awesome and just as terrified by roommates as I am but equally terrified by NYC apartment costs and is looking for a roomie (who is, you know, also kind of awesome, will cook rad veg food, and is a serious lover of personal space)???

So, my preferences are: Upper West Side (seriously, anywhere; i'm kinda crushing on the 70s, but I'll consider anything); liveable, I like clean things; cat-friendly; within walking distance to GOOD grocery store: I am kind of a strict eater so I need a soy/organic/SEATTLE-friendly market/co-op (don't laugh, bitches); something close to the 1 line, ideally. I would love, love, love to spend under $1300 a month. God, Seattle, I miss you already.

Also, all of that said, there is still a chance I could maybe MAYBE be persuaded to do Brooklyn (Cobble Hill, Prospect Heights, Park Slope, esp.) for the right person/price/place...though most of my classes are at night, so I'm not really loving the idea of a long late night commute. But if you've got 'em, throw 'em this way.

I'm early on in my hunt, so am open to anything at this point. If you know of anything or anyone and are lovely enough to send them my way, I can guarantee you that it will be much, much, much appreciated.

Hugs and thank yous,

kt

4/22/2008

Things that get me out of bed on a cold Tuesday morning in April

1. Homemade granola: So granola has become my newest culinary obsession because it combines three of my favorite things -- saving money, bulk foods, honey-covered baked goods. Last night I was feeling DOWN, raided the bulk foods at Madison Market, headed home and immediately set to work furiously toasting honey-glazed oats and almonds and sunflower seeds. Does my apartment smell delicious? Yes. Is my tummy full of goodness at 9 a.m. this morning? Yes. Do I now possess enough granola to feed a small country for a year? Fo sho. Wins all around.

2. The threat of sunshine: Hey sunny, I saw you peeking out from under my blinds this morning. It's okay, baby; I don't bite. Come gimme summat sweet Vitamin D.

3. An inflamed right tonsil: HO. LY. WOW. It hurts. It hurts! What is it about sore throats that makes everything feel icksville? My teeth hurt, my ear hurts, my sinuses hurt. And as to where this came from, well, I'm pleading the fifth.

4. Major endowments: Of the college persuasion, dirtymind. Columbia just gave me 12 credits free next year ... that's about $12k I don't have to stress about. And/or a year's worth of rent in Brooklyn. And so the benefits of a well-endowed Ivy League university begin to reveal themselves. I'll take 'em.

5. http://www.theonion.com/content/news/son_of_a_bitch_mouse_solves_maze Aww, son of a bitch mouse!

6. NOT TALKING ABOUT Pennsylvania. I'm already overwrought.

1/25/2008

Dear FAFSA,

So that's how it's gonna be, huh? I tell you my net worth is $0. You tell me my expected annual contribution is $10,000. Then you go ahead and tell all my school friends. That's like 1/3 of my income, homes. I thought you had a heart. Disappointed, Kate

3/19/2007